Systems of Periodic Statements and Reports:-

Credit Risk System:-

• Disclosure & inquiry about credit customers
• Disclosure of Customers Credit Concentrations 
• Data Entry – Provisions of Non-Performing Credit Facilities
• Credit concentrations for banks and financial institutions

Systems of Financial Statements and Prudential Ratios :-

• Monthly financial position & related analytical statements
• Liquidity Ratio
• Credit Ratio
• Overdraft to Credit Facilities Ratio
• The Ratio of the assets in foreign currency to the liabilities in foreign currency
• Forms of financial investments evaluation 

Capital Adequacy System:

 Capital Adequacy Ratio.

Offsite Supervision Tasks:-

Monitor the Compliance with Risk Ceilings Prudential Ratios

Prudential Ratios:-

Risk Ceilings:-

• Large credit exposure of one customer and large credit concentrations
• Credit concentrations of related parties
• Investment concentrations
• Deposit & credit concentrations at banks and financial institutions
• Real estate financing concentrations
• Consumer financing concentrations
• Overdraft to credit facilities concentrations
• Concentrations of the trading in shares financing
• IPO’s
• Fixed assets concentrations
• Other

Supervisory Ratios:-

• Capital adequacy
• Liquidity
• Credit ratio
• Assets in foreign currency

Risk Analysis & Assessment

Offsite assessment of risks depends on quantitative indicators comprised in the risk indicator for each type of the following financial institutions, namely:

As for investment funds, the offsite assessment of risks depends on the analysis of periodic data provided to the Central Bank by the funds .

Follow-Up of Supervisory Response

• Follow-up of the treatment of ceiling exceedings and supervisory ratios
• Follow-up of the treatment of non-moderate risks.

Penalties:-

• Financial penalties
• Other

Risk Assessment Indicators